Our Process is designed to accomplish one purpose:
maximize the likelihood that you will meet your goals.
We begin by listening to you in order to understand your desired outcomes. We then craft a strategy that combines investments, tax planning, and estate strategy to protect your assets, grow your wealth, and fund your desired lifestyle. In the end, clients gain confidence and a lasting relationship with LCJ Associates.
Design
We uncover details from four pillars (lifestyle, family, business/career, philanthropy) to make your dreams more concrete.
- Review balance sheet and cash flow analysis
- Discuss goals and objectives
- Create financial road map
Implementation
With the road map in hand, we implement your customized financial plan, creating your portfolio and delivering a comprehensive view of your finances.
- Current investment evaluation
- Risk level assessment
- e-Money financial dashboard (setup and training)
Monitoring
After we have implemented your plan, we continuously monitor the markets, and the performance of your investments to keep you up to speed with your goals.
- Regular portfolio monitoring and rebalancing
- Quarterly reviews and performance assessments
- Tax and estate law changes
Evaluation
We periodically meet with you to take a step back and reexamine the big picture. Sometimes goals, values, and priorities change over time. We make sure that the plan we create for you stays in sync with your needs.
- Changes to your goals or financial situation
- Periodic estate plan reviews
- Identify new or unresolved concerns
LCJ Associates and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.
